Maintaining a successful budget isn’t always fun or sexy. If you’re not much of a numbers person (like myself) this list of the best budget planners will give you a little extra boost with some easy financial guidance.
Budgeting is hands down the best way to keep track of your entire family’s finances.
If you are like many people, having a little financial guidance is a must. Sometimes it’s overwhelming to search through banking statements, printed documents, and old tax files in order to get a grasp on your family’s finances. A budget notebook helps to keep all your information in one organized place.
What is a budget planner?
A budget planner is an excellent way to manage finances because it helps you keep track of just about everything related to your personal finances.
A good budget planner should be a one-stop-shop for all things money-related. Not only should it help with your general monthly spending, but it should also help with your savings, bill tracking, short and long-term financial goals, grocery budget, and much more. Most importantly, a budget planner should be easy-to-understand and motivating so that you can easily make prioritizing your finances a habit.
What should be included in a budget planner?
I’ve found that the best budget planners typically include the following:
- Monthly income
- Expense tracker
- Savings plan
- Debt tracker
- Bill organizer/tracker
- Budget plan
- Holiday tracker
- Financial goal setting
- Grocery budget
- Emergency fund
It’s an additional bonus if the planner includes stickers to help you celebrate your wins and to make your planner is *pretty*.
Should I have a budget planner notebook?
Yes! Anyone who struggles with maintaining a budget should invest in a good budget planner. Budgeting can be difficult, but a planner makes it easy and fun.
If you’re already good with tracking your finances, a budget planner can help you get more organized and it will force you to think about short and long-term financial goals.
Additionally, a budget notebook puts all your financial information in one place with makes things like taxes, bill payments, and planning for large purchases easier. The last thing you want to do is search through a bunch of different places to try and get your financial information in order.
Here are 5 of the best budget planners for 2021
This budget planner is beautiful on the inside and out. But, more importantly, it is a one-stop-shop when it comes to your budgeting needs.
Inside the financial budget planner, you’ll see all the important topics covered: monthly income, savings, debt and bill planner, daily expense tracker, budget organizer, holiday tracker, month-end review, and much more.
What we love about this planner is its size. The planner is small enough to carry around in a purse or backpack, but each page is large enough to write out all your financial details with ease.
Ratings: 4.6 of 5 stars with over 150 reviews
Simplified Monthly Budget Planner – Easy Use 12 Month Financial Organizer with Expense Tracker Notebook
- Gorgeous front cover with functional binder navigation
- Includes 2 sticker sheets, planning instructions, and inspirational quotes
- Helps you with budget tracking, monthly income management, savings, debt, and everyday expenses
This #1 bestseller is a tried and true planner for maximum budgeting success. The Clever Fox Planner is specifically designed to take away the stress and frustration that often comes with creating and maintaining a budget.
Each page is designed to get you on track and keep you accountable while helping you achieve every single financial goal you set for yourself and your family.
What we love about this planner is that the design and layout were formulated using a scientific approach that will specifically help each user stay organized, on track, motivated, and inspired. This planner really can do it all.
Ratings: 4.6 of 5 starts with over 12,000 ratings
- Elegant design with quality content
- Includes quality leatherette hardcover with an elastic band, pen holder, 1 accordion pocket for bills and receipts, 1 bookmark, 2 pages of stickers, and examples for how to complete each page
- Undergos a 3-step strict quality check before being mailed to a customer
- Money-back guarantee
If you’ve heard about the cash envelope system, then you know how powerful it can be when budgeting. This planner effortlessly incorporates the cash money envelope system for anyone who still wants to budget their cash this way.
In addition to the envelopes, this bill organizer also includes pockets for receipts and bills, tracking sheets, savings goals, tax information, holiday tracking sheets, and more.
What makes this one of the best budget planners is how small and mighty it is. The organizer is compact, but it still manages to fit in multiple pockets and over 120 pages of financial help.
Ratings: 4.3 of 5 starts with over 1,100 ratings
- Includes 3 colorful money envelopes for cash that will help you stay on top of your budget planning
- Easily track budgets, savings, payments, bills, credit cards, bank statements, home expenses, taxes, cash flow, receipts, daily, weekly and monthly spending, and more
- Includes a special holiday section to easily track finances for the holiday season
This is one of the best budget planners on the market because of its modern design and how well the content is organized. If you’re not into all the decoration and fluff found in most planners, then this budget notebook is a great alternative.
The primary purpose of this budget planner is to start with a plan. Each month there are financial planning worksheets to help you stay on track and realistic with your finances. The planner will also help you organize your finances, learn how to spend money well, set and achieve financial goes, pay down debt, and much more.
What we love about this planner is the sleek design. This planner is not thick or bulky, yet it still manages to include 3 cash envelopes and inner pockets. Basically, this is a budget planner for the no-nonsense adult who is ready to dominate their finances (and it’s also my favorite planner on the list!).
Ratings: 4.5 of 5 stars with over 2,900 ratings
- Effortlessly helps you form a financial plan for each month
- Elegant, smart, and practical planner for adults
- Premium quality leather with front and back pockets, pen holder, and elastic bookmark
- Includes a pack of stickers to help track your success
This beautiful yet simple planner takes all the complications out of budgeting by offering a fun and straightforward approach to finances. What makes this one of the best budget planners are the visual aspects throughout the book such as the fill-in circles, which allow you to track real progress towards your goal.
This planner also includes daily tracking, debt payoff tracking, savings goals, bills overview, monthly overview, and motivational quotes. The number 1 goal of this planner is to get you to financial freedom.
What we love about this planner is how clear and easy it is to understand. Each page is specifically designed to make finances as simple as possible so that your financial goals can turn into realities.
Ratings: 4.5 of 5 starts with over 1,100 ratings
- Lamare Monthly Budget Planner Organizer is up of a high-quality hardcover with 100 gsm paper inside
- The minimalistic design allows you the opportunity to customize the planner based on your financial needs
- The planner is undated so that you can start any time of year
- Comes with a money-back guarantee
Budgeting shouldn’t be difficult. With the assistance of a budget notebook, you’ll be able to view your finances in a way that might have been impossible before.
It doesn’t matter if you like overly decorated planners or simples ones, what matters is that you get the assistant you need to help you reach your financial goals. With this list of the 5 best budget planners, you are pretty much guaranteed to succeed with budgeting.